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How Do You Decide Which House to Buy?

3 Key Considerations When Purchasing A New Home

Posted by on 12:56 pm in Uncategorized | Comments Off on 3 Key Considerations When Purchasing A New Home

If you are in the market for a new home, you probably aren’t sure where to start. After all, buying a home can be very confusing, tedious and downright overwhelming. It isn’t like going out and buying a new pair of pants. Purchasing a home can take months, if not longer. You want to make sure you get what you want. The last thing you want is to end up with a home that you are unhappy with. It isn’t something you can just walk away from in a month or two. It’s a long-term commitment. Because of this, you need to take a few things into consideration before signing the paperwork. How well you know the market. Even though many people don’t realize it, there is a right time and a wrong time to purchase a home. You need to know whether you are dealing with a buyers’ market or not. This will help you determine what the property value should be of the home and ensure you get the best deal possible. By evaluating the market and the conditions, you can make sure you get the deal you want in a neighborhood that is going to work for you. How well you know the neighborhood. You don’t want to move into a neighborhood that you don’t feel safe in. You need a neighborhood with a solid reputation, quality schools and overall aesthetically appealing environment. You want the value of your home to go up as the year’s progress, not the other way around. Where you live is more important than ever, especially if you are planning on having a family. How well the home checked out. Home inspections are more important than ever today. Not only do you want to check for possible structural issues, but you also want to check for any pests that might be lurking around the house. No one wants to deal with a cracked foundation or bats flying at their face. By going through the home inspection, you will know what you are dealing with ahead of time. It will also help the lender determine whether they should give you the money or not. By taking the above into account before purchasing a home, you can make sure that you are going to be satisfied for quite some time. There is no reason why you should have to sacrifice the things you want in your next home. For a real estate appraisal, contact a company such as Shaske & Zeiner Appraisal Consultants...

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What Type Of Home Security System Do You Need?

Posted by on 10:23 am in Uncategorized | Comments Off on What Type Of Home Security System Do You Need?

Home security is a priority for all citizens, whether they own a modest home or a sprawling estate. Keeping your family and your possessions safe does not have to impose a financial hardship on you. There are multiple ways to keep criminals out of your home. Canine Protection Dogs do provide some protection for your home, even smaller dogs that raise a ruckus when someone tries to get into your house. Thieves cannot know if your dog is dangerous or not if they cannot see the animal. Also, they are afraid that the noise will raise the attention of the neighborhood. Dogs still require a financial investment, however. The ASPCA estimates that a large dog costs you $1843 in the first year that you own them.  Unmonitored Alarm System You can also invest in an unmonitored alarm system. This includes installing alarms on your windows and doors that will set off a shrill and loud noise if someone attempts to breach your home. You can also expand this system to include your smoke detectors. This type of system is generally affordable for many homeowners, but only serves to warn you and hopefully scare off intruders. You will have to call the police yourself if someone tries to break in.  Monitored Alarm System A monitored system offers you the highest level of protection. The alarms are monitored at a central location, so that if someone enters your home while the system is engaged, your security company will call your home to see if it is a false alarm. If necessary, they will contact the authorities. According to the experts, thieves who manage to enter homes with these systems do not “get away” with as much of your property. Once they see that you have a system, they leave as quickly as possible. After your initial investment for the alarm system equipment, you will have to pay a monthly fee for the monitoring.  Everyone wants the highest level of security for their homes, but your budget may determine what system you choose. You can afford some protection, however, even if you just invest in a dog. Vigorous barking can discourage many thieves. An unmonitored alarm system offers you a bit more protection while a monitored system gives you the highest level short of hiring your own security guards. Research your options and then contact a security expert in your area.   Click here to learn more or do an online...

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Four Sneaky Turn-Offs Every Restaurant Seller Needs To Know

Posted by on 7:53 am in Uncategorized | Comments Off on Four Sneaky Turn-Offs Every Restaurant Seller Needs To Know

When you are trying to liquidate the previous building that housed your restaurant, it is no big secret that there are things that can make buyers take one look and run in the other direction, such as major structural flaws or even a few years worth of grime and dirt. However, once the big problems are out of the way in your attempts to make sure your building is ready for the commercial real estate market, there are some sneaky little turn-offs that will require your attention. 1. Bad Lighting – Bad lighting is a big deal in any building where food will be served. Poor lighting causes a place to look dingy, outdated, and even dirty. Just by making a few lighting upgrades you can make a much better impression on buyers. For example, you can swap out old light bulbs for cool-burning LEDs that create an even lighting effect and offers a brightness that is much less likely to make your commercial property appear grim.  2. Bold Colors – That bright red, golden yellow, or neon pink may have perfectly coincided with your business, but there is little chance that the same color scheme will work for a prospective buyer. Before listing your property, it is a good idea to get rid of bold-colored paint by covering painted surfaces with more neutral tines, like white or beige.  3. Odd Odors – In a restaurant, odors are almost unavoidable, and what smelled really nice when you were in business in the building could leave the building saturated with an odor that is anything but pleasant. Before you allow interested buyers into the building, do what you can to eliminate strange odors that may be hanging around. In some cases, just allowing the building to air out by opening up doors and windows will help, but if the odor is really strong, you may have to go through the building cleaning with vinegar and water to neutralize odors.  4. Lush Landscaping – You may think that all of those years of work that you put into creating the perfect landscape at your business will be appreciated by a potential buyer, but this is one feature that can actually get in the way of making a sale. Lush landscaping often looks like a lot of time and hassle to a busy business buyer. Therefore, it could be worth hiring a landscaper to scale down the plants, trees, and shrubbery just a bit. For assistance, talk to a commercial real estate...

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Selling A House With The Help Of A Real Estate Agent: Things To Know

Posted by on 4:03 pm in Uncategorized | Comments Off on Selling A House With The Help Of A Real Estate Agent: Things To Know

Have you been posting ads in an attempt sell your house but no one seems to be interested in buying it? If you are ready to get the house sold because you need the money, it is a good idea to leave the marketing to a real estate professional. Below, discover the benefits of using a real estate agent to get your home sold in a timely manner. How Can a Real Estate Agent Attract Potential Buyers? The first thing that a real estate agent will do to attract potential buyers to your house is make sure that you are selling it at a decent price. You must keep in mind that it is not wise to list a house for what you think it is worth, as the location, condition and features will automatically put it within a certain price range. A real estate agent will do a little research to find out what nearby houses are being sold for in your location. Your sale price should be able to compete with other homes that are for sale in your neighborhood. The real estate agent may suggest marketing the house for a price should be slightly higher than it is worth if you intend on allowing potential buyers to negotiate a deal. What Happens After the Price is Set Right? When the price is right and people start showing an interest, the next thing that the real estate agent will focus on is making the house look inviting. Basically, your home will be staged with furniture that can be purchased or rented. The furniture will give the home a warm feeling and give potential buyers and idea of how they can decorate each room. If you buy the furniture that is used for staging, you will be able to up the price of your house if a buyer is interested in keeping any of the furniture. What Will Happen After the House is Staged? The next step to getting your home sold will be when the real estate agent hosts an open house event. He or she will make sure that there are plenty of applications at the event, and may also offer the potential buyers light refreshments for stopping by. The agent will use the open house event as a way to promote any great features in your house, such as granite countertops, French doors, a new roof and anything else that can be a deal maker. Hire a real estate agent and get your house...

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3 Things To Do Before Applying For A Mortgage

Posted by on 4:16 pm in Uncategorized | Comments Off on 3 Things To Do Before Applying For A Mortgage

Applying for a mortgage can be an exciting time. Many people look forward to the day when they will be able to become homeowners. But that doesn’t mean that the mortgage process is easy or simple. Instead, many people have a hard time getting the approval that they desire and become frustrated in the process. Here are a couple things you can do to improve your chances of getting a home loan. 1. Pay Off Debt Most people have at least some sort of debt, whether it is student loans, a car payment, or a credit card. It is important that before you apply for a home loan that you pay off as much debt as possible. This is because when the mortgage lender calculates how much they will loan you for the house, they will directly calculate it from how much debt you have to how much money you make. This is called your debt to income ratio and it is the single most important number when it comes to buying a house. The more debt you have, the less house you will be able to afford. This is why even paying off a credit card can make all the difference when it comes to getting that home loan. 2. Avoiding Opening New Lines Of Credit Before you purchase a house you should avoid opening any new lines of credit. This is because each time you open a new line of credit, even just a store credit card, it can hurt your credit score. Your credit score will play an important role in determining your interest rate on the house. This is why it is vital to protect your credit score in the months leading up to buying a house. In addition, it is easier to qualify for a car loan, credit card or student loan than it is to qualify for a home loan. Thus, get the home loan first, and then buy the new car. 3. Be Wise In Your Spending Lastly, you should do everything that you can to show that you are financially responsible. You should be saving where you can and spending less than you earn. This is because the mortgage lender will also ask for bank statements to see your financial history. If they see that you are responsible with your money, that you have good savings and that you can be trusted with a debt, then you are more likely to get approved. By doing these three things you can better prepare yourself to get qualified for a mortgage. To learn more, contact someone like a mortgage broker...

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Four Low-Cost Ways To Make An Outdated Apartment Feel Brand New

Posted by on 5:40 am in Uncategorized | Comments Off on Four Low-Cost Ways To Make An Outdated Apartment Feel Brand New

Moving into an older apartment can be a major change if you are used to living somewhere with a modern appearance. Instead of feeling discouraged about the change in your living arrangements, consider looking into what kind of changes you can make that will not break the lease with your new landlord. Even with a low budget set, you can tackle the following four projects that will greatly improve the appearance of your apartment. Replace the Window Treatments It is common in older apartments for the windows to be dressed with plastic white blinds- a feature that can make the apartment appear even older than it is. In order for the apartment to feel more modern, consider changing out the blinds for wood shutters or covering them up with curtains. When choosing new window treatments, look for interior design magazines and local retailers for inspiration on what is currently trending. Use Rugs and Pictures for Disguising Outdated Features From holes in the walls to hardwood flooring that is scratched and beyond repair, you may be frustrated by some of the features in the apartment that are noticeable as soon as you walk in. In order to spruce up the apartment, consider placing a rug over the worn-out areas of the flooring and hanging pictures over any holes that cannot be patched up. This will help clean up the apartment and give it a touch of your own personal style as well. Check with Your Landlord About Painting One of the most dramatic changes you can make in an apartment is adding a fresh coat of paint. While painting can update the apartment significantly, you need to first make sure that you are allowed to paint. Checking your lease and contacting the landlord can help give you the go-ahead to begin painting. Dress Up the walls with New Shelving Another way to spruce up the apartment is by adding storage in the form of new shelves. With new shelving, the apartment can feel modern and will give you extra storage space that you may have been missing. In order to add shelves without damaging the walls in the apartment, you will only be able to use lightweight shelves that will not need large brackets so that the holes can be easily patched. With all the easy changes you can make to your apartment after moving in, there is no reason to feel frustrated that the place feels outdated or impersonal. By focusing on updates that will not damage the apartment and are affordable in cost, you can begin to feel at home right away. And, knowing what kinds of changes you can make may also open up your options as you look for apartments for rent in your...

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Safety Tips For Preventing A Fire In Your Home

Posted by on 12:04 pm in Uncategorized | Comments Off on Safety Tips For Preventing A Fire In Your Home

Home fires are one of the most common causes of injury, death and property loss each year. Often these fires occur due to homeowners not being aware of certain fire hazards in their homes. These are some safety tips for preventing home fires from occurring.  Cooking Safety  Always remain in the kitchen when frying, grilling and broiling foods. Do not go outside the home when baking, roasting or boiling foods. Be sure to use correct temperatures on your stove and set timers to the correct times as directed. Keep any flammable items, such as pot holders, dish towels and plastic containers stored away from the stove.  Heating Safety  If you heat with a fireplace, be sure to keep the area clean and free of dust and debris. Use a fireplace screen at all times and never leave your fire burning when you are not at home. Be sure to turn off kerosene heaters, space heaters and other portable heaters off when you leave home. All portable heaters should be equipped with a safety shut off that turns them off if they get knocked over. Whether you heat with electric, gas, wood or kerosene always keep all flammable items several feet away from your heat source. This includes curtains, furniture, clothing, newspapers and anything that can catch fire quickly. Teach children to stay a safe distance away from heating systems, and do not allow pets to play near them. Smoking Safety   If possible, always smoke outside. Be sure you have a bucket filled with sand to put cigarettes out safely. When smoking indoors, do not smoke in bed, or when you are sleepy or under the influence of medications that make you drowsy. Check under sofa and chair cushions to ensure no burning cigarette butts have been dropped. Electrical Appliances  On occasion, check all the wires and plugs to electrical appliances and other electrical components throughout your home to ensure they are not frayed or broken. This includes small and large kitchen appliances, computers, lamps, televisions and all items that are plugged into electrical outlets. Fire Alarms   Fire alarms should be installed on every level of your home. These need to be placed in bedrooms, kitchens and near your homes main heating source. Test the fire alarms frequently and if they do not work, replace the batteries right away. Consider having a company like 4 Seasons Fire Prevention Services Ltd install your fire alarms so you’re sure they are properly placed. Fire Escape Plans  Plan a fire escape plan with your family so they will know how to get out of the home should a fire occur. Draw out a map of the escape plan and tape a copy of it on various walls throughout your home where you and your family will see it on a regular basis. Be sure to go over the escape plan with young children often. It is also important to keep matches and lighters stored away in a safe place where children cannot reach them. Do not leave candles unattended and do not burn them near curtains, tablecloths, paper or other flammable...

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Is There An Unwanted Mouse In Your House?

Posted by on 7:00 pm in Uncategorized | Comments Off on Is There An Unwanted Mouse In Your House?

As the weather turns cool, mice will see your home as a comfortable alternative to staying outside. Once inside, they’ll begin the quest for food and nesting materials, leaving a mess in your house. Here is how to spot the signs of these rodent pests and how to get rid of them. Strength in Numbers Your mouse population will grow quickly, with a single female producing up to six pups every three weeks. She can give birth to nearly three dozen mice each year. If you can spot the mice soon after they arrive, you may be able to trap them yourself and get rid of the population. But even after just a few days, the mice will become established and it will be time to call a pest control service. Signs of Mice Activity If you suspect mice in your house, don’t limit your search to the floor level. Mice are good climbers and jumpers. They can fit their bodies through very small openings. This means your kitchen cupboards, book shelves and other high places are at risk of harboring mice. They do prefer dark and quiet locations, which makes a shoe box on the upper shelf of a closet an ideal place for a nest of mice. Look for the following signs of a mouse presence: Dark droppings about the size of a grain of rice.  Wood, paper and cardboard with chew marks. Cloth, paper and other fibrous items that have been shredded for nesting material. Dirty footprints across the floor. DIY Trapping Tips If you decide to try trapping the mice, follow these tips to be most effective: Set multiple traps along any path you think the mice favor. Wash your hands or use gloves to set traps so you don’t pass on your scent. Remove any trapped mice immediately as others will avoid that area as long as the body is present. Wear gloves when removing a dead mouse so the body doesn’t transmit a parasite or disease to you. Reset traps in the same area because the mice will learn to avoid that path to a food source. Continue setting out traps until you don’t see mice for several days. When You Can’t Keep Up With the Mice If you continue to set out traps and catch mice for several days, they are likely outnumbering you. It’s time to get help from a pest control service like Academy Pest Control Ltd. They will track down the nests and remove the breeding individuals. The service will spray your home’s foundation and any favorite mouse paths to prevent the movement of mice into and through your house. The technician will also give you advice on how to store potential food items to cut off the source for the...

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Sick Of Aparmtents But Not Ready For A House? Townhouse Living May Be For You

Posted by on 9:15 am in Uncategorized | Comments Off on Sick Of Aparmtents But Not Ready For A House? Townhouse Living May Be For You

If you aren’t sure if you want the responsibility of owning a home but you want to invest in property and you are tired of renting an apartment, a townhouse may be great for you. There are many reasons people love townhouses as an alternative to owning their own single family home. The townhouse is going to give you the privacy that you want, free of having people above you and below, but still be part of a community. Here are a few things that may imply you’re ready to buy a townhouse. You Don’t Have Time for Maintenance If you don’t have time to mow the lawn or to shovel snow out of the driveway you’ll want consider a townhome residence that has a small HOA fee. That fee will cover all of the maintenance so you don’t have to worry about buying all of the equipment needed to keep the grounds, or having the time to do it all. You Want More than an Apartment If you want more space than a basic apartment and you are looking for something that has more privacy, a townhouse is best for you. The town home will have its own entrance so you don’t have to share a common hallway or gathering area with other people, and you will have different floors throughout the space. This means you can have your bedroom upstairs, or separate living areas from the lounging spaces. You Want Amenities You can get townhouses that have their own concierge service, so you can have groceries dropped off or your dry cleaning shipped out. There are also town home communities near shopping centers and in shopping areas with restaurants and gyms, so you can walk from your town home to a variety of entertainment, shopping and dining options. If you aren’t sure if townhouses living will be for you, consider renting a unit until you know if you want to buy or not. You can take a one year lease to see if the lifestyle is going to fit your needs. Purchasing a piece of real estate is an investment, and purchasing a town home in a growing area may be ideal. If you aren’t ready to commit to a large house and you are sick of bouncing around between apartments, townhouse living is a great possibility for you to enjoy. Consider contacting a local realtor, such as Stephen McDonald CIR Realty, if you need a little help shopping for just the right...

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Exposing Common Apartment Rental Myths

Posted by on 11:20 am in Uncategorized | Comments Off on Exposing Common Apartment Rental Myths

Searching for an apartment can be an intimidating task, and this is especially true for those that are looking to rent their first place. One of the factors that can make this process more difficult than necessary is believing a couple of frequently held assumptions concerning apartment rentals. After you have the following two ideas refuted, you should be better prepared to find the perfect apartment for your needs and budget.   Myth: You Will Always Have To Sign A Year Lease There is a frequently held notion that you will have to sign a lease for at least a year when renting an apartment. While this is a common lease term, it is not a good fit for individuals that may not need to reside in the same place for that long, such as students and travel nurses. Fortunately, there are many apartment providers that offer short-term lease options that can be set for almost any number of months that you might need. However, you should be aware that short-term leases are often more expensive than longer-term ones. While the higher monthly rent may be somewhat off-putting at first, it is important to remember to pay more attention to the total value of the lease. In which case, a short-term lease will almost always be the better option for those that will not need the apartment for the full year.   Myth: Water And Trash Will Always Be Included Another frequently held misconception is that water and trash service will always be included in the price of rent. While there are many providers that include these services in the price of rent, it is not universal. There are many apartments that will require you to pay for these services, and this is often included as an additional charge on the monthly rent. Due to this fact, you should always determine the apartment’s policy regarding these services to make sure you understand what the full price of renting the unit will be. Renting your first apartment does not have to be a difficult or stressful experience. By being as informed about this process as possible, you can be a much smarter consumer when choosing a place to live. In particular, making sure that you understand that flexible leasing options exist and that you may have to pay for water and trash service will help you to choose the perfect apartment for what you...

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